Let's Refinance Your Home Loan

At Just Funded Mortgage, we are consistently building, & re-building, our portfolio of products so that you have a range of loans that’ll meet your needs. Our care for you is unmatched and, as your trusted advisers, our flexible lending guidelines make purchasing quick & painless. As you build your house into a home, we will be here for the life of your loan.

Eliminate PMI and lower your monthly payments

Think back to when you obtained your loan and bought your home. If your down payment was less than 20% of the purchase price, you are most likely paying private mortgage insurance (PMI) on top of your monthly payment. The great news is that home values are on the rise, and when you refinance with our low rates, you might be able to eliminate PMI and lower your overall monthly payment.

TAKE THIS SITUATION, FOR EXAMPLE:

400,000

$ Loan Amount

95

% Original Home Equity

80

% LTV Current Home Equity

400,000

$ Refi Amount

450

$ Monthly Savings

Please note:  All loans are subject to credit, underwriting, and property approval. Programs, rates, terms, and conditions are subject to change without notice. Other restrictions may apply.

How to get cash from your home loan

A cash-out refi allows you to access a portion of your home’s equity and turn it into cash. While it’s true that you can use the cash for whatever you like, the smart decision is to pay off high-interest debt (including credit cards and student loans), or make improvements on your home to increase its value.

TAKE THIS SITUATION, FOR EXAMPLE:

500,000

$ Home Value

300,000

$ Mortgage Balance

400,000

$ Your New Loan Total

100,000

$ Refi Amount

Please note:  All loans are subject to credit, underwriting, and property approval. Programs, rates, terms, and conditions are subject to change without notice. Other restrictions may apply.

Change your term and lower the amount you pay in interest

As your trusted advisers, we want to make sure you’re getting the most from your home loan, even if that means a bit less for us. If you refinance with one of our shorter term loans, you could possibly shorten the length of your loan term and might pay less interest overall. Imagine owning your home free and clear! With Just Funded Mortgage, it might be sooner than you think!

TAKE THIS SITUATION, FOR EXAMPLE:

$250,000

$ Current Loan Amount
@ 6.5% for 30 years

$250,000

$ New Loan Amount
@ 6.5% for 15 years

$176,862

$ Interest Savings

Please note:  All loans are subject to credit, underwriting, and property approval. Programs, rates, terms, and conditions are subject to change without notice. Other restrictions may apply.

CONTACT A LOAN EXPERT

Our team is here to help make getting a mortgage easy. We’re available on your schedule over text, email, or phone. Let’s talk.

Why you should choose us to assist you with Refinancing your home?

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